Consider these action steps

Step 1
Contact a few realtors in your area

Step 2
Submit all the documents that the realtor requires

Step 3
Go to your bank to get a mortgage or use a mortgage broker

Step 4
Get homeowners insurance

Step 5
Go house hunting-Consider checking these:

a. make sure that the boiler is less than 10 years old (you don’t want to have a boiler problem)

b. make sure the roof is under 5 years old

c. make sure the owner has all the CO’s for any attachments

d. make sure that all the windows work

e. turn on the faucet in the bathroom and kitchen to check for hot and clear water

f. flush the toilet

g. turn on the stove

h. if there is an area rug check under it

i. walk around outside and make sure the ground isn’t soft because this might mean there are septic tank problems (you don’t want that problem either)

j. make sure the house isn’t too old, sometimes the seller paints their house to hide water damages but they always forget the closet so when looking in the closet check out the ceiling

k. if you go to a house and the water is turned off and appliances plugged out be weary of that house

l. make sure you get your termites inspection done by someone with a license

m. make sure you get a licensed engineer to inspect your home

n. make sure the owner is not the realtor, a friend of the realtor or family member of the realtor (conflict of interest-this happened to me while I was looking for my second home. My realtor tried to sell me his family member’s house and he fabricated the termites inspection form and engineering reports. I got a second opinion and terminated the sale on that money pit.)

o. check the pipes (in the basement) and make sure they are not old, leaking or rusty. Try to find a home with the pipes above ground because if something happens while they are below ground that will be an expensive fix for you

p. make sure the lights work

q. if you love the place then come back at night or the weekend to check out the neighborhood. Try to meet your neighbors because you do not want to spend the rest of your life living next to evil people

Step 6
Find an attorney

Step 7
Go to closing