Here are your action steps

Step 1
Go to this website www.consumerwarningnetwork.com and get a copy of the legal document required to request for the original mortgage note that you signed.

The original note you signed should be filed with the Clerk of Court and a copy should be sent to the attorney representing the lender,  however, this is only in some jurisdiction. Contact your Clerk of Court in your jurisdiction to find out the rules where you live.

Step 2
Wait 30 days for the lender’s attorney to respond and if they don’t then file a (motion to compel) with the court request for a hearing. The (motion to compel) will order the lender to produce the documents you requested. You can find a blank copy of this document on the website given in step 1.

FYI-This will not stop your property from foreclosure however, it will give you some time to find a job and work out something with your lender. As you have found out the lenders are not sympathetic to you or helpful in anyway, which does not make sense-since they stand to make more money once you find a job and maintain your mortgage.

Do Not Give Up. Fight-Fight-Fight. It is not your fault your company has laid you off. It is not your fault that some people are so greedy that they are willing to crush the dreams of others for a profit. Make them wait, use the law to find your way out of this. When you feel like giving up-stand up and FIGHT some more.